Find the right Auto Loan Near Rochester Today!

Auto Outlets USA takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Auto Outlets USA Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Auto Outlets USA can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Found a Quality Used Car, Truck or SUV to Bring Home? Visit Us at Auto Outlets USA

There's no question that a quality used car is something everyone can enjoy, especially when you consider your savings over buying new. Our selection of used models is something to behold, but so is our financing team's commitment to your satisfaction. We've taken care to ensure that all the vehicles at our dealerships in the Rochester Area are high-quality models ready to go home today, and our financing solutions can help with that.

Work with Our Finance Experts for Your Next Vehicle

Even if you have less-than-favorable credit, we make it easy to apply for financing at Auto Outlets USA. It might feel like a daunting process, especially with uncertainty around your financial situation, but we're here to ensure that it's straightforward and enjoyable. Some dealerships might not work with bad credit or no credit situations. That's not the case here at Auto Outlets USA! We strive to find the perfect solution, whether that's at the wheel of a sedan, coupe, SUV, truck, or minivan. You don't deserve to suffer for your financial situation - let us help you enjoy a payment plan that gets you back on track and working towards improving your credit history!

The Right Used-Vehicle Loan for You

When you're purchasing a new vehicle, you want to make sure the payment plan you're taking on isn't going to break the bank or put too much stress on your budget. With the finance center at Auto Outlets USA, that's never a concern, because we always crunch the numbers and secure the perfect loan for your needs. Whether you have a huge budget and can take on a hefty payment, or your budget is a little tighter, and your monthly payment has to be kept to a minimum, we'll work with you to find the best loans around so you can take home the vehicle you need.

We recommend that you visit our locations with a plan in mind that considers your credit history! We encourage our drivers to bring a down payment, even though it's not mandatory! A down payment can help lower costs and help prove your financial worth! We also recommend that you base your decision on needs rather than wants, so you can get a practical vehicle that works with your budget!

Ready to get your credit back on track? Visit the team at Auto Outlets USA, where we are happy to help drivers with decent credit, bad credit, or no credit at all - we want you to find a solution that works best for you!

Auto Outlets USA Helps Drivers with All Credit Backgrounds

Here at Auto Outlets USA, we do everything we can to help drivers in various stages of financial capability. When searching for your next vehicle, it can be challenging to find a deal that works with your credit background, but we make it easy at dealerships around Farmington, NY. Whether you just got out of college and need some help with your first vehicle purchase, or you are hit by financial hardship, we are here to help - even for those with no credit history at all!

Ready to Get Started? Visit Us at Auto Outlets USA to Finance Your Used Car, Truck or SUV Today

Whether you've browsed our inventory and found the right used Car, Truck or SUV, or you're waiting to learn what you prequalify for, let our financing team provide you with guidance. We've helped plenty of Canandaigua, Webster and Wolcott NY customers, so let us make you our next happy driver. While you're visiting in the Rochester Area, stop by and talk with us about how we can help you drive home in the right used car today.

  1. Auto Outlets of Canandaigua

    5763 Duke of Gloucester Way
    Farmington, NY 14425

    • Sales: (585) 924-2277
  2. Auto Outlets of Webster

    824 Ridge RD
    Webster, NY 14580

    • Sales: 585-671-2277
  3. Auto Outlets of Wolcott

    5671 Whiskey Hill Rd
    Wolcott, NY 14590

    • Sales: 315-660-0080
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Get in Touch

  • Contact our Sales Department at: 585-924-2277